Get Cash For Your Note With No Appraisal or Underwriting Fees

We Buy Owner Financed Mortgage Notes, Business Notes, Land Contracts, Deeds of Trust & Contracts for Deed.

Want a cash offer immediately?

Sell

Your Private

Mortgage Note

We Are Your Private Mortgage Note Buyers

We can help! At Rocket City Note Buyers, we pay CASH for mortgages. Contact us now to receive a free, no obligation quote for your note and mortgage within 24-48 hours. Your personal mortgage analyst will walk you through each step of the process and handle all of the expenses to make the process easy and get CASH in your pocket FAST, no hidden fees. In 30-45 days, a large lump sum of cash could be wired to your account. What would you do with that kind of money? Whether it’s for funding a much needed getaway, starting a new business venture, or settling your debts and other affairs, Rocket City Note Buyers could be the launchpad you need to start the next chapter in your life. The sky’s the limit, inquire now!

Unlock The Cash Stuck In Your Note Below!

Are you tired of receiving small monthly payments from a mortgage note, and just want a lump sum of cash now? Fill out this quick form now!

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Sell your private mortgage note now

We offer an iron-clad guarantee that you will receive the highest sale price for your note.

Our Process

How it Works

Whether your looking to sell all or part of your note payments, Rocket City Note Buyers will buy your payments for the highest possible cash price… No hassles. No obligation.

1. Get a Quote

Simply complete the form above or give us a quick call at Number. We work to get you the maximum buyout.

2. We Handle The Details

Our highly experienced team has a streamlined process to complete appraisals and all underwriting with minimal time and effort from you. We cover all the costs!

3. Closing

In as little as 30 days we can close the transaction and get you paid. You receive a lump sum payment for the mortgage note.Transition is seamless to the property owner.

About us

Who We Are

Founded in Huntsville (Rocket City), Alabama in 2020, Rocket City Note Buyers began with a mission to help people across the country get cash in their pockets at a time when they needed it most. With rising unemployment, mass shutdowns, and upheaval in the markets, money became much harder to come by for many. And many of those who are receiving payments on a note and mortgage have no idea that they can also sell it; a sound exit strategy for their already smart investment. We provide knowledge, opportunity, and above all, CASH to mortgage note holders who need much more than the small monthly payments that slowly trickle in. Our down-to-earth mortgage analysts take pride in making the process of selling a mortgage note quick, painless, and lucrative for those who choose Rocket City Note Buyers. Contact us today!

Why Sell Your Private Mortgage Note?

our Pledge

A better way to sell your private mortgage note

We provide the information and quote — you make the decision.

We connect you with an experienced note buying professional who will help you get the money you want fast. Our partners work with title companies in your area to close your mortgage note sale quickly and professionally.

After that, anything is possible.

FAQs

Frequently Asked Questions

Here are a few frequently asked questions.

No, terms of the mortgage will not change with the sale of the note. Both traditional bank-owned mortgages and private mortgages are often sold or their servicing rights transferred. Everything remains the same for the payer, who simply pays someone new after a sale.

As with any significant gain of money, you may be liable for taxes on that amount. The amount above the cost basis when you sell your note could be subject to capital gains treatment by the IRS. Anytime you’re dealing with a large influx of money, seek the advice of an attorney or CPA to ensure you have no surprises during tax time.

The average sale takes two weeks to a month, depending on the complexity of the deal and what happens during the appraisal process. After that, the money is wired into your account the same or next business day. (When the funds are available may depend on your financial institution.

When a mortgage note changes hands, the new owner is required to inform the mortgage payer. If you’re a payer on a mortgage working through a loan servicer, you can send a written request to the servicer for information on your mortgage note owner. Consumer protection laws require them to provide the name, address and telephone number to the best of their knowledge.

We are experts in our field, ready to get you your money quickly and professionally. The entire sale is handled with discretion, with little stress on you or your property owner.

We know that you have several options. But we’re so confident you’ll enjoy working with us that we’re willing to match any competitor’s written offer.

No, mortgage note owners have the option of selling only a portion of the mortgage note. In the event of a partial sale, a loan servicing company receives the payment from the payer. The servicing company then divides the money between the mortgage note purchasing company and the original note owner.

Sell your private mortgage note now

We offer an iron-clad guarantee that you will receive the highest sale price for your note.